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872.263.1100
  • Firm
  • Our Team
    • Samuel J. Strauss
    • Raina Borrelli
    • Camile Alvarez
    • Carolyn Chen
    • Andrew Gunem
    • Cassandra Miller
    • Stephen Pigozzi
    • Brittany Resch
    • Carly Roman
    • Sarah Soleiman
    • Marguerite Willis
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    • Data Breach Blog
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    • Camile Alvarez
    • Carolyn Chen
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    • Carly Roman
    • Sarah Soleiman
    • Marguerite Willis
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  • Strauss Borrelli PLLC
  • November 8, 2024

EMM Loans Data Breach Investigation

Strauss Borrelli PLLC, a leading data breach law firm, is investigating EMM Loans, LLC, regarding its recent data breach. The EMM Loans data breach may have involved sensitive personal identifiable information belonging to over 2,300 individuals.

ABOUT EMM LOANS, LLC:

EMM Loans is a full- service direct residential mortgage lender based in New Jersey. Founded in 2002, EMM Loans offers a variety of loan options, including fixed rate mortgages, adjustable rate mortgages, FHA loans, VA loans, USDA home loans, 203(K), non-qualified mortgage loans, jumbo loans, and more.3 To date, EMM Loans has served over 90,000 customers and funded more than $18 billion in mortgage loans.4 Headquartered in Cherry Hill, New Jersey, EMM Loans has seven additional locations across the United States and employs over 200 individuals.

WHAT HAPPENED?

Recently, EMM Loans reported to the Attorney General of Maine that it had experienced a data breach in which sensitive personal identifiable information in its systems may have been accessed and acquired. According to the breach notice, on February 12, 2024, EMM Loans became aware of usual activity within its network.1 As a result, EMM Loans launched an investigation to determine the nature of the incident.

Through its investigation, EMM Loans confirmed that sensitive personal information in its systems may have been viewed and obtained by an unauthorized third party during the incident. As a result, EMM Loans began a review of the data to determine what information had been impacted as well as identify the specific individuals affected. On September 4, 2024, EMM Loans completed this review. While the information impacted varies depending on the individual, the type of information potentially exposed includes:

  • Name
  • Social Security number
  • Driver’s license or other state identification number
  • Passport number

 

On October 30, 2024, EMM Loans began mailing data breach notification letters to impacted individuals. Based on the breach notice sent to Maine residents, EMM Loans is providing affected individuals with a list of the specific types of sensitive information impacted and complimentary credit monitoring services. A link to the form breach notification letters that EMM Loans filed with the Attorney General of Maine is below.

If you received a breach notification letter from EMM Loans, LLC:

We would like to speak with you about your rights and potential legal remedies in response to this data breach. Please fill out the form, below, or contact us at 872.263.1100 or sam@straussborrelli.com.

LINKS:

[1] https://www.maine.gov/agviewer/content/ag/985235c7-cb95-4be2-8792-a1252b4f8318/2ccf1bd7-94a4-4960-beff-e658db83556f.html

[2] https://mm.nh.gov/files/uploads/doj/remote-docs/emm-loans-20241107.pdf

[3] https://www.emmloans.com/loan-options/

[4] https://www.emmloans.com/about/

[5] https://www.linkedin.com/company/emmloans/about/

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What can you do if you were impacted by a data breach?

If you were impacted by a data breach, you may consider taking the following steps to protect your personal information.

  1. Carefully review the breach notice and retain a copy;
  2. Enroll in any free credit monitoring services provided by the company;
  3. Change passwords and security questions for online accounts;
  4. Regularly review account statements for signs of fraud or unauthorized activity;
  5. Monitor credit reports for signs of identity theft; and
  6. Contact a credit bureau(s) to request a temporary fraud alert.

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What can you do if you were impacted by a data breach?

If you were impacted by a data breach, you may consider taking the following steps to protect your personal information.

  1. Carefully review the breach notice and retain a copy;
  2. Enroll in any free credit monitoring services provided by the company;
  3. Change passwords and security questions for online accounts;
  4. Regularly review account statements for signs of fraud or unauthorized activity;
  5. Monitor credit reports for signs of identity theft; and
  6. Contact a credit bureau(s) to request a temporary fraud alert.

One Magnificent Mile
980 N Michigan Avenue, Suite 1610
Chicago, Illinois 60611

Phone: 872.263.1100
Toll Free: 866.748.6220

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One Magnificent Mile
980 N Michigan Avenue, Suite 1610
Chicago, Illinois 60611

Phone: 872.263.1100
Toll Free: 866.748.6220

Facebook Instagram Linkedin

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